Indian Personal Finance
Retirement and Life Goals
Articles on retirement planning, NPS, and saving for your children's education and wedding.
NPS in 2026: 80% Lump Sum Withdrawal and More
Posted on December 12, 2025 in Retirement
NPS has become a highly flexible retirement tool. Non-government subscribers can now withdraw up to 80% of their corpus as a lump sum at age 60. The mandatory annuity purchase is reduced to just 20%.
Planning for Your Child's Education and Wedding in 2026
Posted on October 28, 2025 in Retirement
Education inflation is running at 10-12% a year and wedding inflation is at 14%. Sukanya Samriddhi Yojana offers 8.2% tax-free interest for the girl child. For wedding costs, you need equity SIPs if the event is more than 7 years away.