Indian Personal Finance
Investments
Articles on equity investing, index funds, gold bonds, and building your portfolio.
Index Funds vs Active Funds: The 2026 Verdict
Posted on December 28, 2025 in Investments
Most large-cap active fund managers cannot beat the Nifty 50. Index funds replicate the index, charge 0.1-0.2% expense ratio, and eliminate fund manager risk. Active funds only make sense in mid-cap and small-cap space.
Sovereign Gold Bonds: Tax Changes in Budget 2026
Posted on December 20, 2025 in Investments
Budget 2026 changed the game for SGBs. If you bought from the secondary market, you now pay capital gains tax like any other investment. This killed the premium that secondary market SGBs used to command.