Guide to Indian Personal Finance, Budgeting, Investing, Insurance, Tax Planning, Estate Planning and Retirement

Tax Planning

Articles on income tax, capital gains, and legal ways to reduce your tax burden.

Income Tax Slabs FY 2025-26: New vs Old Regime

Posted on December 5, 2025 in Tax Planning

Budget 2026 maintained the existing income tax slabs but overhauled capital gains taxation. Under the new regime, income up to Rs 4 lakh is nil, 5% up to Rs 8 lakh, and goes up to 30% above Rs 24 lakh. Know which regime benefits you.

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Hindu Undivided Family (HUF): A Tax-Efficient Entity

Posted on November 20, 2025 in Tax Planning

The HUF acts as a separate tax entity, effectively providing an additional person in the family to split income. It gets a separate basic exemption limit and separate deductions under Section 80C, 80D, and Capital Gains exemptions.

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